The program covers vehicle damage occurring during transit between dealerships or during delivery to the customer (up to 15 km). Spares, labor, glass, rubber, and fiber parts are covered at full value (not depreciated), provided the damage occurs during transit. It does not cover any damages accrued during the repair in the workshops.
Key benefits - At A Glance
A smart, event‑triggered insurance layer designed for the modern mobility ecosystem. Unlike traditional annual policies, Pick Up & Drop activates exactly when a vehicle is in transit – and only then.
Cover Every Trip
Build Iinstant Trust
Reduce Disputes
Add A Revenue Layer
Operate With Clarity
Always-On Transparency
Challenges & Our Solution
What dealers face every day - and how Pick Up & Drop changes the game.
Vehicles moving without coverage
Standard dealership policies often exclude off-site transits by third-party drivers or casual valets.
Our Solution
Trip-based transit insurance that activates the moment keys are handed over - covering every off-site move, every driver.
Customer trust dropping
One minor scratch during a delivery can ruin a relationship built over years of service.
Our Solution
Real-time, shareable insurance status gives customers complete visibility and peace of mind - turning a risk into a trust.
Complex damage disputes
Proving when and where damage occurred without timestamped insurance leads to legal headaches.
Our Solution
Geo-tagged, timestamped handover logs for every trip - eliminating finger‑pointing with verifiable proof of custody.
You're offering convenience, but carrying invisible risk. We make that risk visible, insured, and gone.
Coverage That Moves With You
Every handover, every mile, every risk - covered.
Accident Site → Garage
Protect the recovery of distressed vehicles from roadside to your facility.
Fully Covered
Garage → Customer
Delivery to the customer's driveway after service or repair completion.
Fully Covered
Full Round Trip
Complete door-to-door service lifecycle with zero protection gaps.
Fully Covered
Seamless Operations, Automated Safety
A seamless, automated journey from pickup to delivery.
1
Book & Assign
Customer books pickup – driver assigned instantly
2
Activate & Track
Trip starts → insurance activates, vehicle tracked live
3
Cover Transit
Risk fully covered during the entire journey
4
Deliver & Terminate
Delivery completed → policy auto‑terminates
Key Features
Everything you need for risk-free transit
Trip‑based coverage
Pay only for actual transit time. No unused premium or annual commitments.
Event‑triggered activation
Starts at pickup. Ends at delivery. Fully automated through digital triggers.
NCB protection
Claims under this policy do not affect the owner’s personal No Claim Bonus.
Digital‑first experience
Instant policy generation. Zero paperwork. No manual intervention needed.
Real‑time visibility
Track vehicle location & protection status instantly from any device.
Driver onboarding
Every driver is onboarded digitally with full background check and documentation.
Continuous Model Evolution
Our iterative development process ensures your models stay accurate and relevant as your business evolves.
For Customers
Peace of mind, no NCB impact, full transparency.
For Businesses
Higher conversions, stronger trust, lower liability
For Ecosystem
Standardized safety and scalable innovation
Security & Compliance
Pick Up & Drop Solution is built in full alignment with security standards, ensuring legal validity for every trip.
IRDAI-Compliant Workflows
Built to meet India's insurance regulatory standards for transit coverage.
TrustMe AI Monitoring
Continuous anomaly detection across every active trip and handover.
VAPT & SOC 2 Certified
Enterprise‑grade security validated through rigorous penetration testing.
ISO 27001 Certified
Global information security framework protecting every vehicle movement.
FAQS
Frequently Asked Questions
Coverage & Scope
No, only original accessories provided by the manufacturers are covered. Any externally fitted accessories are not covered.
No. Only the vehicle is covered during transit. Driver insurance and third-party losses are not covered under this program.
No. Third-party claims are not covered. If the vehicle does not have valid TP coverage during transit, a challan may be issued to the driver.
Vehicle Eligibility
Vehicles up to 10 years old are covered. For vehicles older than 10 years, an exception approval is required.
No. Transit between showrooms for unregistered new vehicles is not covered. Please check with your OEM for transit insurance options.
Yes, but only for a distance of up to 15 km. The vehicle should have a valid motor insurance policy and registration number.
Distance & Pricing
The program covers trips up to 15 km. For trips slightly beyond this (1–2 km), exceptions may be considered on a case-by-case basis.
Two options are available: Only Pick-up and Only Drop. Price: ₹30 + GST per trip (up to 15 km).
Claims & Settlement
The claim amount depends on the extent of damage. In case of total loss, the maximum payable is up to the Insured Declared Value (IDV) of the vehicle.
Once all required documents are submitted via the claim form, settlement is typically processed within 48 to 72 hours.
No. This program operates strictly between the dealer, insurance company and Quantique. The end customer is not involved in any cost discussions.
Exclusions & Important Notes
Third-party liability or injury, driver insurance, transit of unregistered new vehicles between showrooms, distances beyond 15 km (unless exceptionally approved), and vehicles older than 10 years (without exception) are not covered.
Yes. A challan may be issued in the absence of valid third-party coverage for the vehicle in transit.
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Transit insurance that protects every vehicle while it’s in your care.
Ensure complete protection for vehicles during every transit-accident pickup, garage to customer delivery, or both. Flexible, short-term coverage that runs only for the journey, with no paperwork.
Don't just move vehicles. Protect every journey.
Enable Transit Insurance for Your Dealership.